Solve the lending gap with TimePayment
📊 Big numbers: 82% of small businesses—more than 4 in 5—report challenges accessing traditional bank credit. And over half say they’re looking for alternative lenders.
- ⚠️ Yes, but: Banks are unlikely to loosen lending standards in 2025, as they continue to navigate liquidity challenges and stricter regulations.
Why it matters: These factors make flexible financing—like TimePayment’s affordable equipment lease financing programs—critical for small business growth.
⛏️ Go deeper: Some key insights for third party originators / brokers:
- It’s still a long road to recovery: It may take 2+ years for bank credit conditions to normalize for small businesses.
- Cash flow constraints persist: Without flexible options, businesses risk delaying or canceling growth initiatives.
- Brokers have a competitive edge: Offering creative solutions like equipment lease financing with flexible terms can fill the gap left by traditional lenders.
🔑 The big takeaway for brokers: Flexible financing is a necessity for your clients in 2025.
TimePayment helps you maximize this opportunity with programs and tools to bridge the lending gap. Reach out to our Third Party Originations team today.
Source: Proprietary 2025 Sawbux survey
