We Are Your Salon & Spa Finance Experts

Give your business a lift with financing

We Are Your Salon & Spa Finance Experts

Give you business a lift with financing

If You Sell Equipment, We Want to Help You Finance It

There is no cost to join our Vendor Program, and the benefits are clear. Our team makes offering lease financing easy and effective.

Why Choose TimePayment?

Increase Sales With Financing

Our lease finance programs are designed to empower businesses of all sizes and strengths, including new entities. We can help the customers other financial institutions refuse, with transactions starting as low as $500.*

Close Faster & Get Paid Faster

For transactions above $25K, you will receive a credit decision within 4 hours. Same-day funding is available; receive your payment after transaction closure.*

Approve More Businesses

TimePayment has programs for a wide range of business and ownership backgrounds—from first-time salon owners to established national chains. We can even help businesses with challenged credit.*

  • Fast funding, ACH available
  • Commercial transactions from $500–$1.5MM+
  • Instant credit decisions up to $25K
  • Personal guarantee & corp-only applications accepted

Experts in the Salon, Beauty, and Spa Industry

Get customer service and support from account managers who know your industry and understand your challenges.

*Some exclusions apply.

Equipment We Can Finance

Electrical Appliances

Hair Clippers
Dryers & Dryer Chairs
Lamps & Lighting
Towel Warmers & Sterilizers
Massage Chairs
Tanning Beds & Tanning Booths
Cosmetic Lasers & Dermatology Tools
Steam Room Generators & Sauna Equipment

Salon & Spa Furniture

Multi-Purpose Salon Chairs
Technician Stools
Massage Tables & Beds
Wash Stations & Chairs
Reception & Waiting Area Furniture
Manicure & Pedicure Tables & Chairs
Shampoo Chairs

Pneumatic & Hydraulic Equipment

Hot Tubs
Acrylic Hot Tubs
Whirlpool Tubs
Pedicure Foot Baths
Jetted Tubs
Spray Tanning Equipment
Airbrushing Tools

And More…

Benefits for You & Your Customers

Increase Sales Faster with Equipment Lease Financing

TimePayment makes your equipment easier to buy. Our innovative tools integrate simply into your website and sales processes so you can sell more, faster.

InfoHub Desktop

Build Credit

Your customers can establish and build business and personal credit.

Deferred Payments

Generate revenue from newly financed equipment while it pays for itself.

Potential Tax Deductions

Your customers’ business equipment purchases could be tax deductible. Customers are encouraged to talk to their tax professional.

Keep Cash on Hand

Your customers can keep their cash on hand for essential business needs.

Technology For Every Platform

Ready to Get Started?

With rapid credit decisions, a clear online process, and comprehensive funding within hours, we have the programs that can support your customers.
Now it’s your turn. We’ve made it easy to sign up and there’s no cost to becoming an approved partner.

What We Hear From Customers


“The salespeople say my equipment purchases are too small for financing, so I usually have to use cash or credit cards for equipment under $10,000.”

TimePayment has equipment financing programs that start at $500 and can grow to fit your customer’s needs. When your buyers use cash and credit cards, they are using up money that can be used for operating expenses and it limits what they can purchase. If you help them acquire equipment with affordable monthly payments, they can buy more, afford higher-end equipment and are more likely to be a repeat customer. Give your customers the option to buy now and afford the equipment they need by contacting TimePayment.


“The biggest problem with our salon equipment and furniture sales is financing. Whether it’s the more challenging credit backgrounds, the assets, or the fact that so many salons go out of business…lenders hate this industry.”

TimePayment has sales representatives that understand and support the equipment financing industry for beauty and salon suppliers. We will work with you to help close business. Financing starts as low as $500, it’s fast and easy for your customers to apply, and we even have programs for customers with challenged credit.


Contact Us: Vendor Service

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