Finance Your Equipment Today

Fast & easy financing

Finance Your Equipment Today

Fast & Easy financing

Why Finance Your Equipment

Do you need to purchase new or used equipment for your business, but don’t have the available cash or credit on hand? TimePayment can help. Check out the many benefits of financing your equipment purchase through a lease from TimePayment:

Fast Credit Decisions

Apply online anytime. Receive a credit decision for the maximum amount you can finance in seconds. Start-ups and challenged credits supported.

*Some exclusions apply.

Minimal Up-Front Cost

Our programs are designed to empower businesses of all sizes, including new entities, with transactions starting as low as $500.

Tax Advantages

Lease payments may be fully tax-deductible as an operational expense.*

*Seek advice from a tax professional.

Affordable, Fixed Monthly Payments

Know your monthly payment and term in advance, so you can handle your monthly cash flow more easily.

Protect Against Obsolete Technology

Plan for a technology upgrade with the right lease or rental term. Never get stuck with obsolete equipment again.

Preserve Existing Bank & Credit Card Lines

Leasing with TimePayment lets you acquire the equipment you need affordably, while preserving your other sources of credit.

Instantly Estimate Your Monthly Payment

$0.00 per month for 0 months

Example only; Assumes strong credit

Apply For Equipment
Lease Financing

Equipment Lease Financing vs. Other Payment Options

Financing your equipment purchase with TimePayment is a smart decision for business owners on a budget. Get the equipment your company needs now and pay for it over time through affordable monthly lease payments. Use that equipment to generate revenue and significantly impact your company’s bottom line.

Equipment Lease Financing vs. Purchasing Outright:

Few companies are in a position where they have enough working capital to purchase all their equipment, furniture, and software outright. If you finance your equipment purchase with TimePayment, your company will have more available credit for future business opportunities.

Financing vs. Credit Cards:

Many small businesses and start-ups have limited lines of credit available. When you purchase your equipment with a credit card, you are wasting valuable lines of credit that your company may need to utilize for other expenses. If you finance your equipment purchase with TimePayment, you leave yourself more options for future company needs.

Equipment Financing vs. Small Business Loans

Equipment lease financing may be an affordable alternative to a loan. Many lending institutions have very strict requirements businesses must meet before the bank will extend a loan or line of credit. Bank loans also typically require a significant down payment that can range between 10%–20% of the equipment cost.

With a TimePayment lease, our standard program only requires one advance payment and the documentation fee prior to the start of the lease. Thanks to our innovative, multilevel financing products, we are able to offer financing to more businesses that have yet to establish a strong credit history or that have a compromised credit history.*

*Some exclusions apply.
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