Your Titled Truck & Trailer Finance Experts

Drive more sales with financing

Titled Truck & Trailer Finance Experts

Drive more sales with financing

If You Sell Equipment, We Want to Help You Finance It

Wheaten Financial, our titled truck and trailer division, offers dedicated and personalized financial solutions, tailored to your business needs. There is no cost to join our Vendor Program, and the benefits are clear. Our team makes offering lease financing easy and effective.

Why Choose TimePayment?

Increase Sales With Financing

Our lease finance programs are designed to empower businesses of all sizes and strengths, including new entities. We can help the customers other financial institutions refuse, with transactions starting as low as $500.*

Approve More Businesses

TimePayment has programs for a wide range of business and ownership backgrounds—from new owner-operators to established national fleets. We can even help businesses with challenged credit.*

Close Faster & Get Paid Faster

For transactions above $25K, you will receive a credit decision within 4 hours. Same-day funding is available; receive your payment after transaction closure.*

Experts in the Titled Trucks & Trailers Industry

Get customer service and support from account managers who know your industry and understand your challenges.

  • Fast funding, ACH available
  • Commercial transactions from $500–$1.5MM+
  • Instant credit decisions up to $25K
  • Personal guarantee & corp-only applications accepted
*Some exclusions apply.

Equipment We Can Finance


Box Trucks
Dump Trucks
Cargo Vans
Sleeper & Day Cabs
APU Units


Concrete Pump Trailers
Flatbed & Cargo Trailers


Government (Sanitation, Metering)
Law Enforcement
Buses, Ambulances, & School Buses

And More…

Benefits for You & Your Customers

Increase Sales Faster with Equipment Lease Financing

TimePayment makes your equipment easier to buy. Our innovative tools integrate simply into your website and sales processes so you can sell more, faster.

Build Credit

Your customers can establish and build business and personal credit.

Deferred Payments

Your customers can generate revenue from their new equipment while it pays for itself.

Potential Tax Deductions

Your customers’ business equipment purchases could be tax deductible. Customers are encouraged to talk to their tax professional.

Keep Cash on Hand

Your customers can keep their cash on hand for essential business needs.

Technology For Every Platform

Ready to Get Started?

With rapid credit decisions, a clear online process, and comprehensive funding within hours, we have the programs that can support your customers.
Now it’s your turn. We’ve made it easy to sign up and there’s no cost to becoming an approved partner.

What We Hear From Customers


“The salespeople say my equipment purchases are too small for financing, so I usually have to use cash or credit cards for equipment under $10,000.”

TimePayment has equipment financing programs that start at $500 and can grow to fit your customer’s needs. When your buyers use cash and credit cards, they are using up money that can be used for operating expenses and it limits what they can purchase. If you help them acquire equipment with affordable monthly payments, they can buy more, afford higher-end equipment and are more likely to be a repeat customer. Give your customers the option to buy now and afford the equipment they need by contacting TimePayment.


Contact Us: Vendor Service

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