Get ready for a flood of deals
The dam has broken. After spending much of 2023 and 2024 mired in uncertainty, small businesses are accelerating their capital expenditures (CAPEX) again—and brokers stand to play a major role going forward.
By the numbers: The latest survey results from our research partner Sawbux indicate that…
- 38% of small businesses plan to increase CAPEX spending in 2025.
- 59% of those that postponed equipment purchases in early 2024 now say they can no longer afford to delay.
- With banks tightening credit, 65% of businesses seeking financing are turning to non-bank lenders first, seeking faster approvals, more flexible terms, and funding partners that understand their industry.
Quick takeaways for brokers:
- Businesses are shifting from caution to action. Being able to offer financing solutions quickly is critical.
- Small businesses increasingly prefer working with non-bank lending partners that offer faster decision-making and adaptable structures.
- Brokers who establish strong vendor relationships now will be in the best position to take advantage of the growing CAPEX wave.
The big takeaway: TimePayment is the partner to help you in this moment. With financing on transactions from $500 to $1.5MM+, instant decisions on deals under $25K, and even programs for start-us, we work with more of your clients and keep deals moving fast.
- Let’s talk about how we fit your business. Reach out to our Third Party Originations team today.
Source: Proprietary 2025 Sawbux survey
