TimePayment helps you drive small business growth
Great news for brokers and equipment sellers: 67% of small businesses plan to increase their capital expenditures (CAPEX) in 2025.
That’s the highest level since 2021.
Yes, but: 47% of small businesses report cash flow constraints and lingering hesitations due to economic headwinds.
Why it matters: This enthusiasm for growth opens a significant opportunity for brokers to step in with creative financing solutions.
Look closer:
- Targeted sectors lead CAPEX growth: Desirable industries like technology, healthcare (including the med spa and elective medicine sectors TimePayment frequently works with), and small-scale manufacturing are prioritizing upgrades in areas like automation, green energy, and AI-driven tools.
- Delayed CAPEX is another big driver: Businesses that paused CAPEX in 2024 due to uncertainty are ready to act—but they need funding options.
- Flexible financing closes the gap: With banks tightening credit, brokers offering equipment lease financing from TimePayment can unlock deals.
Takeaway for brokers: Aligning your services with CAPEX growth sectors—and the right funding source—can position you as an essential partner for growth-focused small businesses.
TimePayment’s flexible solutions make it easy to empower your clients and capture the capital expenditure rebound. Reach out to our Third Party Originations team today.
Source: Proprietary 2024 Sawbux survey
