How Tariffs Are Changing Equipment Buying Behavior

And what sellers need to know

Reality check: Like it or not, it’s tariff time.

  • The new administration has made tariffs a centerpiece of its economic policy.

Why it matters:

  • Rising tariffs are making it more expensive for small businesses to buy equipment, forcing many to act sooner rather than later.
  • Equipment sellers that offer financing options to help customers secure purchases now are seeing stronger sales.

What’s happening so far:

  • Steel, machinery, and key equipment components are already facing higher import taxes, pushing costs up across multiple industries.
  • 39% of small businesses say they plan to buy equipment sooner in 2025 to avoid future price increases.
  • More buyers are considering used equipment to cut costs…but given how much the price of used equipment has risen since the pandemic, many still need financing options to afford these purchases, too.

What this means for equipment sellers: Speed, convenience, and getting the deal done are key.

  • Buyers’ budget constraints and cash flow concerns aren’t going anyway anytime soon. They’re looking for fast approvals and predictable financing structures, so they can act before additional price hikes take effect.
  • Do you offer used or refurbished equipment? You need a financing partner that supports those, too—without making more work for you or your customers.

We’re the fastest way to “Yes.” TimePayment provides fast, flexible financing options that help your small-business customers move forward with equipment purchases now.

  • Reach out today to learn more, or sign up now to get started.

Source: Proprietary 2025 Sawbux survey

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