The Big Shift Toward Small-Ticket Financing

Today’s big thought: The way small businesses finance equipment is shifting away from big, traditional term loans toward smaller, more flexible deals.

• Equipment sellers who adapt to these changes will capture more sales.

What’s trending: Here’s what our research partner is seeing:

• 41% of small-business owners now prefer leasing and flexible payment structures over traditional term loans.
• Small-ticket equipment financing under $30,000 is growing at a faster rate than large-ticket financing.

What this means for equipment sellers:

• Non-bank financing solutions that focus on speed and simplicity are becoming the preferred option.
• Equipment sellers that integrate financing early in the sales conversation help customers act faster.

We’re ahead of the curve: At TimePayment, micro-ticket deals are our specialty.

• We finance transactions as low as $500, and we offer instant approvals on qualified deals under $25K.
• When your customers need speed and flexibility that banks can’t deliver, our fast, efficient, affordable financing programs deliver.