The Small Secret to Winning Q4: Nano-Ticket Deals
By: Nicol Henning, Vice President of Sales – TimePayment Is there such a thing as “too small” a deal? Not as part of a well-rounded sales strategy. When are the smallest deals a great opportunity? Now, as you look for ways to maximize your Q4 and end 2025 on a high note. Want to read […]
Veterans Day Spotlight: Why Former-Military Customers Need Brokers
Former servicemembers make great financing customers. Brokers: Atten-SHUN! Did you know? Veteran-owned businesses demonstrate 23% higher success rates than civilian-owned enterprises, and often show superior financial discipline. Yes, but: They face unique financing challenges tied to their military service—including credit history gaps, years of geographic relocations, and urgent transition timing—that traditional lenders don’t understand. Why […]
To Rock December, Roll Out the Tax Conversations Now
Make December equipment financing plans with your customers today Today’s big reminder: Now’s the time to be making December equipment purchase plans with your customers, to take full advantage of this year’s big tax opportunities. Why it matters: Thanks to Section 179 and 100% bonus depreciation, equipment purchased in December qualifies for immediate tax deductions. […]
Speed Is the Broker’s Ultimate Advantage
Fast approvals are a competitive advantage on deals over $25K. You likely already know that TimePayment delivers instant approvals on qualified deals under $25K. Yes, and we deliver fast approvals on deals over $25K too. In context: Traditional bank equipment loans often take several days for approval. Why it matters: TimePayment keeps you closing deals, capturing […]
Coffee Shop Opportunities Are Brewing for Brokers
The average indie coffee shop needs $52K in equipment We love our coffee here at TimePayment. We also love helping brokers to finance independent and small-chain coffee shops. The quick sip: It’s a great market with reliable commissions, equipment that retains its value over time, and a lot of growth potential. Fill your cup: Here’s […]
Financing Options Up Front Reduce Price Negotiations
Reduce price negotiations by 45% & speed closures by 23% Today’s big thought: Want to spend less time negotiating on price? Want to get paid in full? Offer TimePayment financing. Here’s the deal: 89% of small business owners attempt price negotiation—regardless of their actual budget constraints or your pricing structure. Yes, but: Equipment deals that […]
Auto Shops Need Financing
When banks won’t lend, our financing can help Why do independent auto shops need brokers and equipment financing? Auto repair shop owners are in a tough spot. Demand for their services is growing, but so are the technical demands of the job—and the associated costs. Here’s the good news: Brokers backed by TimePayment financing can […]
For Repeat Business, Brokers Should Look to Restaurants
81% of kitchen clients return in 12–24 months Order up! If you’re a broker looking for a reliable source of repeat business, one vertical to consider is the restaurant industry. By the numbers: Here’s why, in two surprising stats: 73% of restaurant owners underestimate their initial equipment capacity needs, requiring upgrades within 18 months of […]
Depreciation Appreciation
Every $100K equipment purchase can now save $21K-$37K in taxes immediately How did the One Big Beautiful Bill affect bonus depreciation? In a move that has small-business accountants lunging for their calculators, the OBBB reinstated 100% bonus depreciation for 2025–2029. This means businesses can immediately deduct the full cost of qualifying equipment, rather than spreading […]
Drive higher-value equipment sales with financing
Financed customers choose 156% higher specs There’s a simple way to drive premium equipment sales: Lead with financing at the outset of your sales pitch. The money moment: Research shows that customers who finance equipment choose 156% higher equipment specifications than cash buyers. Why does it work? Customer psychology: Monthly payment differences seem smaller than […]