Speed Is the Broker’s Ultimate Advantage
Fast approvals are a competitive advantage on deals over $25K. You likely already know that TimePayment delivers instant approvals on qualified deals under $25K. Yes, and we deliver fast approvals on deals over $25K too. In context: Traditional bank equipment loans often take several days for approval. Why it matters: TimePayment keeps you closing deals, capturing […]
Coffee Shop Opportunities Are Brewing for Brokers
The average indie coffee shop needs $52K in equipment We love our coffee here at TimePayment. We also love helping brokers to finance independent and small-chain coffee shops. The quick sip: It’s a great market with reliable commissions, equipment that retains its value over time, and a lot of growth potential. Fill your cup: Here’s […]
Financing Options Up Front Reduce Price Negotiations
Reduce price negotiations by 45% & speed closures by 23% Today’s big thought: Want to spend less time negotiating on price? Want to get paid in full? Offer TimePayment financing. Here’s the deal: 89% of small business owners attempt price negotiation—regardless of their actual budget constraints or your pricing structure. Yes, but: Equipment deals that […]
Auto Shops Need Financing
When banks won’t lend, our financing can help Why do independent auto shops need brokers and equipment financing? Auto repair shop owners are in a tough spot. Demand for their services is growing, but so are the technical demands of the job—and the associated costs. Here’s the good news: Brokers backed by TimePayment financing can […]
For Repeat Business, Brokers Should Look to Restaurants
81% of kitchen clients return in 12–24 months Order up! If you’re a broker looking for a reliable source of repeat business, one vertical to consider is the restaurant industry. By the numbers: Here’s why, in two surprising stats: 73% of restaurant owners underestimate their initial equipment capacity needs, requiring upgrades within 18 months of […]
Depreciation Appreciation
Every $100K equipment purchase can now save $21K-$37K in taxes immediately How did the One Big Beautiful Bill affect bonus depreciation? In a move that has small-business accountants lunging for their calculators, the OBBB reinstated 100% bonus depreciation for 2025–2029. This means businesses can immediately deduct the full cost of qualifying equipment, rather than spreading […]
Drive higher-value equipment sales with financing
Financed customers choose 156% higher specs There’s a simple way to drive premium equipment sales: Lead with financing at the outset of your sales pitch. The money moment: Research shows that customers who finance equipment choose 156% higher equipment specifications than cash buyers. Why does it work? Customer psychology: Monthly payment differences seem smaller than […]
3 More Reasons Brokers Love the OBBB
Here’s another look at the OBBB’s 5-year benefit window Why is the One Big Beautiful Bill good for brokers? Simple: It makes closing deals with equipment financing from TimePayment more attractive than ever…but its benefits won’t last forever. The clock is ticking: The enhanced tax benefits that make equipment financing irresistible under the OBBB have […]
Early financing conversations prevent later sales objections
Offer financing early in the sales process Question: When should you address price and affordability concerns in your sales pitch? Answer: As early as possible, by offering financing options from TimePayment. The data is unequivocal: 91% of equipment sales objections are price or affordability-related. But sellers who address payment options within the first 5 minutes […]
Instant Tax Benefits from the One Big Beautiful Bill
Section 179 expensing leapt from $1M to $2.5M annually How does the One Big Beautiful Bill change Section 179 deductions? It’s a game changer, no question. The new tax law just increased Section 179 immediate expensing from $1 million to $2.5 million annually. What does this mean for brokers? This means your clients can now […]