Financing Options Up Front Reduce Price Negotiations

Reduce price negotiations by 45% & speed closures by 23% Today’s big thought: Want to spend less time negotiating on price? Want to get paid in full? Offer TimePayment financing. Here’s the deal: 89% of small business owners attempt price negotiation—regardless of their actual budget constraints or your pricing structure. Yes, but: Equipment deals that […]
Auto Shops Need Financing

When banks won’t lend, our financing can help Why do independent auto shops need brokers and equipment financing? Auto repair shop owners are in a tough spot. Demand for their services is growing, but so are the technical demands of the job—and the associated costs. Here’s the good news: Brokers backed by TimePayment financing can […]
For Repeat Business, Brokers Should Look to Restaurants

81% of kitchen clients return in 12–24 months Order up! If you’re a broker looking for a reliable source of repeat business, one vertical to consider is the restaurant industry. By the numbers: Here’s why, in two surprising stats: 73% of restaurant owners underestimate their initial equipment capacity needs, requiring upgrades within 18 months of […]
Depreciation Appreciation

Every $100K equipment purchase can now save $21K-$37K in taxes immediately How did the One Big Beautiful Bill affect bonus depreciation? In a move that has small-business accountants lunging for their calculators, the OBBB reinstated 100% bonus depreciation for 2025–2029. This means businesses can immediately deduct the full cost of qualifying equipment, rather than spreading […]
Drive higher-value equipment sales with financing

Financed customers choose 156% higher specs There’s a simple way to drive premium equipment sales: Lead with financing at the outset of your sales pitch. The money moment: Research shows that customers who finance equipment choose 156% higher equipment specifications than cash buyers. Why does it work? Customer psychology: Monthly payment differences seem smaller than […]
3 More Reasons Brokers Love the OBBB

Here’s another look at the OBBB’s 5-year benefit window Why is the One Big Beautiful Bill good for brokers? Simple: It makes closing deals with equipment financing from TimePayment more attractive than ever…but its benefits won’t last forever. The clock is ticking: The enhanced tax benefits that make equipment financing irresistible under the OBBB have […]
Early financing conversations prevent later sales objections

Offer financing early in the sales process Question: When should you address price and affordability concerns in your sales pitch? Answer: As early as possible, by offering financing options from TimePayment. The data is unequivocal: 91% of equipment sales objections are price or affordability-related. But sellers who address payment options within the first 5 minutes […]
Instant Tax Benefits from the One Big Beautiful Bill

Section 179 expensing leapt from $1M to $2.5M annually How does the One Big Beautiful Bill change Section 179 deductions? It’s a game changer, no question. The new tax law just increased Section 179 immediate expensing from $1 million to $2.5 million annually. What does this mean for brokers? This means your clients can now […]
Offering Financing Accelerates Equipment Replacement Cycles

Businesses that finance upgrade 18 months sooner Is there a reliable way to get your customers to upgrade their equipment on schedule? Yes—and it’s available to you right at the point of sale. Offering financing from TimePayment is the key to timely upgrades. By the numbers: According to our research partner, businesses that finance equipment […]
The Digital-First Shift Is Here

What brokers need to know Get ready, brokers: A new wave of digital-first customers is here. More and more business formations in 2025 are being driven by entrepreneurs under 30. These digital-first customers are true natives of the online world—similar to younger Millennials, but even more digitally immersed. They research online first, expect instant decisions, […]