How to Capture the Demand for Small-Biz Equipment
Perk up your conversions with financing Q: What’s happening in small business buying? A: As expected, small businesses that delayed equipment purchases in 2023 and 2024 are now moving forward, creating a surge in demand. Why it matters: Equipment sellers who offer flexible financing at the point of sale are capturing a lot of this […]
Small Businesses Are Investing Again
Get ready for a flood of deals The dam has broken. After spending much of 2023 and 2024 mired in uncertainty, small businesses are accelerating their capital expenditures (CAPEX) again—and brokers stand to play a major role going forward. By the numbers: The latest survey results from our research partner Sawbux indicate that… 38% of […]
Tariffs Are Changing Small Business Lending Needs
Why small businesses are going to need you more than ever With the possibility of tariffs increasing the cost of key imports in the short term, many industries—including manufacturing, construction, and technology—are likely to face higher equipment prices and disrupted supply chains. The financial impact so far: Steel, machinery, and technology equipment costs have already […]
Financing Is the Secret to Repeat Business
Customers who finance are 72% more likely to return 🥧 Here’s a 1-step recipe for creating repeat customers: Meet their financing needs on the first sale. Why it matters: Bank credit conditions remain tight. And recent surveys indicate that equipment sellers who can serve the finance needs of their customers during this time are 72% […]
Sell More Used Equipment
If your funder doesn’t, it’s time to switch The opportunity: Businesses used to regard new equipment as the headache-free option. But rising costs and persistent supply chain delays have both buyers and sellers shifting toward more used equipment these days instead. The obstacle: Financing options for this segment remain rigid, frustrating sellers and buyers alike. […]
38% of SMBs Plan to Finance Equipment Priced Under $25K
See the benefits of micro-ticket financing Did you know? In the next 60 days, 38% of small businesses are seeking to finance equipment priced under $25,000. (That’s more than 1 in 3!) Why it matters: For many B2B buyers, access to easy, competitive financing for smaller-ticket items is hard to come by—in fact, most equipment […]
Wider Credit Windows Support Stronger Profits
Broaden your reach & close more sales Is an overly restrictive financing provider costing you good customers? Pro tip: Equipment dealers sell more—and sell more profitably—when their finance partner offers a wider, more flexible credit window. 🔬 Case study: A 2024 study of over 1,500 same-sector commercial equipment sellers found that sellers whose lender was […]
68% of Med Spas Plan to Advance Their Equipment in 2025
Solve the lending gap with TimePayment ✨ Estheticians are going shopping in 2025! 68% of med spas and other elective medical practices plan to invest in advanced equipment in 2025, from diagnostic tools to aesthetic lasers. ⚠️ Yes, but: While, these sectors are growing fast, 41% of these practices cite affordability concerns as their top barrier […]
Why Businesses Need Alternative Lending Sources in 2025
Solve the lending gap with TimePayment 📊 Big numbers: 82% of small businesses—more than 4 in 5—report challenges accessing traditional bank credit. And over half say they’re looking for alternative lenders. ⚠️ Yes, but: Banks are unlikely to loosen lending standards in 2025, as they continue to navigate liquidity challenges and stricter regulations. Why it […]
Small business equipment purchase are expected to rise 67% in 2025
TimePayment helps you drive small business growth Great news for brokers and equipment sellers: 67% of small businesses plan to increase their capital expenditures (CAPEX) in 2025. That’s the highest level since 2021. Yes, but: 47% of small businesses report cash flow constraints and lingering hesitations due to economic headwinds. Why it matters: This enthusiasm […]
