State & Local Relief Programs

COVID-19 Related Relief for Taxpayers

Alabama’s Department of Revenue is waiving late fees for sales tax through June 1, 2020, for small retail and hospitality businesses, including restaurants.

West Alabama Small Business Relief Fund

This Community Foundation of West Alabama fund offered in cooperation with the Chamber of Commerce of West Alabama is offering grants to businesses with 2-50 employees that have experienced financial hardship due to COVID-19.

Local First Arizona Small Business Relief Fund

Local First Arizona is offering grants to very small businesses facing the impact of the pandemic. Businesses must have 0-3 employees and less than $250,000 in annual revenue. Priority will be placed on business owners with children under 18 at home and families reliant on the business as their sole income.

WaFD Small Business Credit Line

The regional bank is offering a 5-year credit line with the first 90 days interest-free to businesses that have experienced a 10% drop in revenue. Credit lines can be up to $200,000.

Bridge Loans

The governor of Arkansas has announced a relief program for midsize companies and nonprofits in the state to continue operation.

Small Business Finance Center (SBFC)

Information, support and financing options for small businesses affected by the current pandemic.

Los Angeles City Small Business Emergency Microloan Program

Program providing financing needed to strengthen Los Angeles small business enterprises that have been affected by the COVID-19 outbreak during this time of acute need.

San Francisco Small Business Resiliency Program

San Francisco businesses with 1-5 employees can apply for $10,000 to pay for employee salaries and rent if they can demonstrate a loss of at least 25% in revenue.

San Diego Small Business Relief Fund

The city of San Diego is providing low- to no-interest loans and grants up to $20,000 to businesses with fewer than 100 employees. They will be allocated to eligible, qualified small businesses based on the availability of funds.

South County No-Interest Loans for Local Restaurants

South County is providing 0% interest loans of $5,000 to local restaurants impacted by the coronavirus outbreak.

Denver Small Business Emergency Relief

City-wide program that addresses the most immediate needs of the business community.

Connecticut Bridge Loans Program

Connecticut is offering bridge loans up to $75,000 with 0% interest to businesses with 100 or fewer employees that have been harmed by COVID-19 and can demonstrate they were profitable prior to the outbreak. Businesses involved with real estate, multi-level marketing, adult entertainment, cannabis, and firearms are ineligible.

COVID-19 Information for DE Small Businesses

Programs to provide funds to some of the businesses and nonprofits in the state most significantly impacted by Coronavirus.

The Florida Small Business Emergency Bridge Loan Program

Program available to small business owners located in all Florida counties statewide that experienced economic damage as a result of COVID-19.

WaFD Small Business Credit Line

The regional bank is offering a 5-year credit line up to $200,000 with the first 90 days interest-free to businesses that have experienced a 10% drop in revenue.

University of Chicago South Side Small Business Support

The University of Chicago has dedicated $1 million in funding to provide grants up to $7,500 for businesses impacted by the coronavirus outbreak on Chicago’s South Side.

Illinois Small Business Emergency Loan Fund

The Illinois Department of Commerce and Department of Financial and Professional Regulation will offer small businesses outside the City of Chicago low-interest loans up to $50,000. To be eligible businesses must have fewer than 50 workers and less than $3 million in revenue in 2019. Successful applicants will owe nothing for six months and will then begin making fixed payments at a below-market interest rate for the remainder of a five-year loan term.

Hospitality Emergency Grant Program

The Illinois Department of Commerce is offering grants to support shifts in operations, like increased pick-up and delivery. Bars and restaurants that generated between $500K and $1M in revenue in 2019 are eligible for up to $25,000, and bars and restaurants that generated less than $500K in revenue in 2019 are eligible for up to $10,000. Hotels that generated less than $8M in revenue in 2019 are eligible for up to $50,000.

Small Business Relief Grants

The state of Iowa is offering grants up to $25,000 to small businesses experiencing disruption due to COVID-19 and have 2-25 employees. Grant size is determined by losses and the number of employees. The state is also offering deferrals on taxes and waivers for penalties and interest.

Hospitality Industry Relief Emergency (HIRE) Fund

The state of Kansas will offer up to $20,000 in short-term zero-interest loans to impacted hospitality businesses with less than 100 employees. Loan decisions will be made in 3 business days after an application is received and approved loans will be paid out within 2 business days.

New Orleans Business Alliance Gig Economy Fund

The New Orleans Business Alliance is offering up to $1,000 to musicians, drivers, and other gig workers affected by COVID-19. Applicants must be an Orleans Parish resident.

FAME Lender Backing

The Finance Authority of Maine will back 50-75% of loans from commercial lenders who make loans to Maine businesses experiencing interruption or hardship due to COVID-19.

FAME Bridge and Direct Loans

The Finance Authority of Maine is offering loans of up to $50,000 with to Maine-based businesses experiencing interruption or hardship due to pandemic. It’s also providing loans of up to $100,000 with special terms available to eligible borrowers who provide proof of commitment for SBA financing. The FAME loan would be originated for use to the business owner until the SBA loan is funded. The SBA loan would then pay-off the FAME loan.

Maryland Small Business COVID-19 Emergency Relief Grant Fund

Emergency Grant Relief Fund offered by the Maryland Department of Commerce.

Maryland Small Business COVID-19 Emergency Relief Loan Fund

Program offering working capital to assist Maryland for-profit small businesses experiencing disrupted operations due to COVID-19.

COVID-19 Layoff Aversion Fund

The state of Maryland has dedicated a $7 million fund to help prevent layoffs among businesses in the state. Businesses can get up to $50,000 to help fund initiatives to prevent layoffs, such as purchasing equipment to enable remote work, funding liability insurance for restaurants converting to delivery, and more.

Maryland COVID-19 Emergency Relief Manufacturing Fund

The state of Maryland has put in place a program with up to $5 million in incentives for manufacturers to produce personal protective equipment (PPE) that is urgently needed by hospitals and health-care workers across the country.

Resources for Michigan Businesses During COVID-19

Information and relief programs for Michigan businesses during the COVID-19 (Coronavirus) outbreak.

Small Business Relief Loan Fund

Wayne County and TCF have created a joint fund to provide low-interest loans to businesses in the county economically injured by the pandemic. Businesses with fewer than 100 employees or $1 million or less in annual revenue that has experienced a 25% or greater disruption in revenue and is located in a low-income area are eligible to apply. Loans can range from $5,000 to $50,000 with interest rates 2% or less.

Otto Bremer Trust Community Benefit Financial Company Emergency Fund

The Otto Bremer Trust has set up a $50 million fund for nonprofits and community organizations in Minnesota. The fund will provide resources in the form of short-term loans, lines of credit, and emergency grants.

Otto Bremer Trust Community Benefit Financial Company Emergency Fund

The Otto Bremer Trust has set up a $50 million fund for nonprofits and community organizations in Montana. The fund will provide resources in the form of short-term loans, lines of credit, and emergency grants.

WaFD Small Business Credit Line

The regional bank is offering a 5-year credit line up to $200,000 with the first 90 days interest-free to businesses that have experienced a 10% drop in revenue.

Emergency Order #6

The governor declared that restaurants, diners, bars, salons, private clubs or any other establishment that have both a restaurant license and an on-premise license from the New Hampshire liquor commission can sell alcohol through taking out or delivery through the crisis.

Emergency Healthcare System Fund

The governor of New Hampshire has declared an emergency $50 million fund that can be distributed through grants or loans for hospitals and other healthcare providers.

Small Business Emergency Assistance Grant Program

Program providing New Jersey Small and Medium sized businesses most adversely impacted by the COVID-19 containment measures funding to support and maintain a workforce during this containment period that is as close to pre-outbreak levels as possible.

Small Business Emergency Assistance Loan Program

Program making direct low-cost financing available to allow New Jersey small businesses and non-profits to cover operating expenses and ensure continuity of operations during the outbreak.

NMEDD Guarantee Program

The New Mexico Economic Development Department is guaranteeing a portion of a loan or line of credit up to 80% of principal or $50,000 for small businesses seeking an emergency loan or line of credit.

WaFD Small Business Credit Line

The regional bank is offering a 5-year credit line up to $200,000 with the first 90 days interest-free to businesses that have experienced a 10% drop in revenue.

NYC Assistance & guidance for businesses impacted due to Novel Coronavirus

Programs providing relief for NYC small businesses across the City seeing a reduction in revenue because of COVID-19.

One Buncombe Fund

Businesses physically and principally located in Buncombe County that have experienced a 25% drop in revenue because of the pandemic can access low-interest loans. Loans are up to $10,000 with no payment due for the first six months. Must have fewer than 50 employees and to provide impact data.

North Dakota Development Fund 30-Day Pause for Payments

Loans and equity investments are available to companies certified as a primary sector under the North Dakota Development Fund, Revolving Rural Loan Fund, and the Venture Capital Program. Funding can be used for working capital, equipment or real estate.

Otto Bremer Trust Community Benefit Financial Company Emergency Fund

The Otto Bremer Trust has set up a $50 million fund for nonprofits and community organizations in North Dakota. The fund will provide resources in the form of short-term loans, lines of credit, and emergency grants.

CCD COVID-19 Loan Program

Program to provide immediate assistance to enable the business time (if eligible) to apply for additional assistance through other programs like the SBA Disaster Loan Program.

Portland Small Business Relief Fund

The city of Portland has allocated funds to be distributed to small businesses hurt by the pandemic through its economic development arm, Prosper Portland. This includes grants up to $10,000 and zero-interest loans up to $50,000. Eligible businesses must have experienced at least a 25% decline in revenue and have less than 50 employees.

Jade District-Old Town COVID-19 Small Business Response Fund

Small businesses located in the Jade District or Old Town Chinatown of Portland can apply for financial assistance from a $190,000 fund.

Beaverton Emergency Business Assistance Program

The city of Beaverton is offering grants up to $2,500 for rent or mortgage expenses to small businesses impacted by the pandemic. Currently, the focus is on restaurants and bars that employ less than 50 people.

Hillsboro Small Business Emergency Relief Program

The city has committed $500,000 in grants for small businesses hurt by COVID-19.

WaFD Small Business Credit Line

The regional bank is offering a 5-year credit line up to $200,000 with the first 90 days interest-free to businesses that have experienced a 10% drop in revenue.

Pennsylvania Industrial Development Authority (PIDA)

Program providing low-interest loans and lines of credit for eligible businesses.

Philadelphia COVID-19 Small Business Relief Fund

Program offering $5,000 grants or zero-interest loans to Philadelphia small businesses impacted by the COVID-19 pandemic.

WaFD Small Business Credit Line

The regional bank is offering a 5-year credit line up to $200,000 with the first 90 days interest-free to Dallas and Austin businesses that have experienced a 10% drop in revenue.

Utah Leads Together Small Business Bridge Loan Program

Utah Leads Together Small Business Bridge Loan amounts range from $5,000 to $20,000 with 0% interest for up to a 60-month period. Loan amounts shall not exceed three months of demonstrated operating expenses. Loan payments are deferred for 12 months.

Tax Relief Programs

Washington state is offering tax relief by temporarily suspending penalties for late payments, pausing audits and other measures.

Pierce County Loan Program for Small Businesses Impacted by the COVID-19 Pandemic

Pierce County passed an emergency ordinance providing loans for small businesses with 10 or fewer employees in the county that have seen at least a 25% reduction in revenue due to the pandemic. Loans can go up to $2,000 per employee but not to exceed $10,000.

Shared Work Program

Washington state is offering a shared work program that enables eligible businesses to reduce employee hours by as much as 50% without laying off the employee.

WaFD Small Business Credit Line

The regional bank is offering a 5-year credit line up to $200,000 with the first 90 days interest-free to businesses that have experienced a 10% drop in revenue.

COVID-19 Business Resources

Program for small businesses affected by the COVID-19 pandemic to access low-interest federal disaster loans.

Otto Bremer Trust Community Benefit Financial Company Emergency Fund

The Otto Bremer Trust has set up a $50 million fund for nonprofits and community organizations Minnesota, Wisconsin, North Dakota, and Montana. The fund will provide resources in the form of short-term loans, lines of credit, and emergency grants.

Jackson Hole Community Emergency Response Fund

The Community Foundation of Jackson Hole has created a $300,000 fund to assist local nonprofits during the coronavirus pandemic.