Welcome

Diversified Capital Credit is now part of TimePayment

Welcome

Diversified Capital Credit is now part of TimePayment

Same Team. Same Expertise. Now with Even More Possibilities.

For over 25 years, Diversified Capital Credit (DCC) provided tailored equipment financing solutions across industries like Waste & Recycling, Healthcare, Transportation, Energy, and more. DCC earned a reputation for flexible programs, fast approvals, and personalized service for both start-ups and established businesses.

Now, we’re excited to share that DCC has joined forces with TimePayment, a leading name in equipment financing. You’ll continue to receive the same trusted service—now backed by TimePayment’s powerful technology, expanded programs, and nationwide reach.

Explore equipment financing options with TimePayment below.

Industries We Serve

Restaurant
Auto
Printing
Salon / Beauty
Pet Grooming / Vet
Titled Equipment

Fitness
Security
Telecomm & VOIP
Fabrication
Events & Catering
Entertainment

Photo Booth
Construction
HVAC
Healthcare
Technology


And More…

We serve 50+ industries and are continually expanding. Chances are, if you need equipment for your business or home, we can finance it. Click the link below to learn about our equipment financing solutions for each industry.

Why Choose TimePayment?

Increase Sales With Financing

Our lease finance programs are designed to empower businesses of all sizes and strengths, including new entities. We can help the customers other financial institutions refuse, with transactions starting as low as $500.*

Close Faster & Get Paid Faster

For transactions above $25K, you will receive a credit decision within 4 hours. Same-day funding is available; receive your payment after transaction closure.*

Approve More Businesses

TimePayment has programs for a wide range of business and ownership backgrounds—from new owner-operators and local haulers to established national fleets and sanitation facilities. We can even help businesses with challenged credit.*

  • Fast funding, ACH available
  • Commercial transactions from $500–$1.5MM+
  • Instant credit decisions up to $25K
  • Personal guarantee & corp-only applications accepted

Experts in the Equipment Financing Industry

Get customer service and support from account managers who know your industry and understand your challenges.

*Some exclusions apply.

Questions? Please reach out to:

Benefits for You & Your Customers

Increase Sales Faster with Equipment Lease Financing

TimePayment makes your equipment easier to buy. Our innovative tools integrate simply into your website and sales processes so you can sell more, faster.

InfoHub Desktop

Build Credit

Your customers can establish and build business and personal credit.

Low Monthly Payments

Generate revenue from newly financed equipment while it pays for itself.

Potential Tax Deductions

Your customers’ business equipment purchases could be tax deductible. Customers are encouraged to talk to their tax professional.

Keep Cash on Hand

Your customers can keep their cash on hand for essential business needs.

Technology For Every Platform

Ready to Get Started?

With rapid credit decisions, a clear online process, and comprehensive funding within hours, we have the programs that can support your customers.
 
Now it’s your turn. We’ve made it easy to sign up and there’s no cost to becoming an approved partner.

What We Hear From Customers

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“The salespeople say my equipment purchases are too small for financing, so I usually have to use cash or credit cards for equipment under $10,000.”

TimePayment has equipment financing programs that start at $500 and can grow to fit your customer’s needs. When your buyers use cash and credit cards, they are using up money that can be used for operating expenses and it limits what they can purchase. If you help them acquire equipment with affordable monthly payments, they can buy more, afford higher-end equipment and are more likely to be a repeat customer. Give your customers the option to buy now and afford the equipment they need by contacting TimePayment.