Fast & easy equipment financing, period.
Fast & easy equipment financing, period.
A new, secure finance application from TimePayment and QuickSpark. Easy process. Fast approvals. Affordable, fixed monthly payments.
When your small business needs equipment financing, you need financ.ing.
Why Finance Your Equipment
Do you need to purchase new or used equipment for your business, but don’t have the available cash or credit on hand? TimePayment can help. Check out the many benefits of financing your equipment purchase through a lease from TimePayment:
Fast Credit Decisions
Apply online anytime. Receive a credit decision for the maximum amount you can finance in seconds. Start-ups and challenged credits supported.
Our programs are designed to empower businesses of all sizes, including new entities, with transactions starting as low as $500.
Lease payments may be fully tax-deductible as an operational expense.*
*Seek advice from a tax professional.
Know your monthly payment and term in advance, so you can handle your monthly cash flow more easily.
Plan for a technology upgrade with the right lease or rental term. Never get stuck with obsolete equipment again.
Leasing with TimePayment lets you acquire the equipment you need affordably, while preserving your other sources of credit.
Example only; Assumes strong credit
Equipment Financing vs. Other Payment Options
Financing your equipment purchase with TimePayment is a smart decision for business owners on a budget. Get the equipment your company needs now and pay for it over time through affordable monthly lease payments. Use that equipment to generate revenue and significantly impact your company’s bottom line.
Equipment Financing vs. Purchasing Outright:
Few companies are in a position where they have enough working capital to purchase all their equipment, furniture, and software outright. If you finance your equipment purchase with TimePayment, your company will have more available credit for future business opportunities.
Many small businesses and start-ups have limited lines of credit available. When you purchase your equipment with a credit card, you are wasting valuable lines of credit that your company may need to utilize for other expenses. If you finance your equipment purchase with TimePayment, you leave yourself more options for future company needs.
Equipment financing may be an affordable alternative to a loan. Many lending institutions have very strict requirements businesses must meet before the bank will extend a loan or line of credit. Bank loans also typically require a significant down payment that can range between 10%–20% of the equipment cost.
With a TimePayment lease, our standard program only requires one advance payment and the documentation fee prior to the start of the lease. Thanks to our innovative, multilevel financing products, we are able to offer financing to more businesses that have yet to establish a strong credit history or that have a compromised credit history.*
Our custom funding programs enable equipment sellers to turn one-time transactions into long-term relationships. Our platform provides financing solutions to turn up-front costs into simple monthly payments.
