Benefits of Equipment Lease Financing

Why Finance Your Equipment?

Do you need to purchase new or used equipment for your business or home, but don't have the available cash or credit you need? If so, TimePayment can help. There are many benefits of financing your equipment purchase through a lease with TimePayment:

Fast Credit Decisions

Apply online anytime. Receive a credit decision for the maximum amount you can finance in seconds. Start-ups and challenged credits supported.

Affordable, Fixed Monthly Payments

Know your monthly payment and term in advance so you can handle your monthly cash flow more easily.

Minimal Upfront Cost

Our standard lease program only requires one advance payment and the documentation fee prior to the start of the lease.

Tax Advantages

Lease payments may be fully tax-deductible as an operational expense.

Preserve Existing Bank & Credit Card Lines

Leasing with TimePayment lets you acquire the equipment you need affordably, while preserving your other sources of credit.

Protect Against Obsolete Technology

Plan for a technology upgrade with the right lease or rental term. Never get stuck with obsolete equipment again.

Better Cash Flow & Asset Management


Manage your business assets and cash flow by financing your equipment purchases with TimePayment.


In the past 25 years we’ve financed over 1 million pieces of equipment through our network of over 10,000 independent vendors. Utilizing our multilevel credit scoring model, we are able to approve a wide range of customers from large corporations to small businesses including new entities.


Equipment Lease Financing vs. Other Payment Options

Financing your equipment purchase with TimePayment is a smart decision for business owners on a budget. Get the equipment your company needs now and pay for it over time through affordable monthly lease payments. Use that equipment to generate revenue and significantly impact your company’s bottom line.

Equipment leasing is a smart alternative to purchasing if you do not want to own equipment that may become obsolete quickly. Learn how lease financing compares to other purchasing options:

Equipment Financing vs. Purchasing Outright

Few companies are in a position where they have enough working capital to purchase all their equipmentfurniture, and software outright. If you finance your equipment purchase with TimePayment, your company will have more available credit for future business opportunities.

Equipment Financing vs. Credit Cards

Many small businesses and startups have limited lines of credit available. When you purchase your equipment with a credit card, you are wasting valuable lines of credit that your company may need to utilize for other expenses. If you finance your equipment purchase with TimePayment, you leave yourself more options for future company needs.

Equipment Financing vs. Small Business Loans

Equipment financing may be an affordable alternative to a loan. Many lending institutions have very strict requirements businesses must meet before the bank will extend a loan or line of credit. Bank loans usually require a significant down payment that can range between 10% - 20% of the equipment cost.

With a TimePayment lease our standard program only requires one advance payment and the documentation fee prior to the start of the lease. TimePayment is able to offer financing to more businesses that have yet to establish a strong credit history or have a compromised credit history through our innovative, multilevel financing products.

Lessee Client Testimonial


Hear from one of our happy customers.


Hear Charles Butcher, Owner of Loafin' Around Cafe, discuss utilizing TimePayment to finance a generator and other equipment he needed to establish and expand his food truck business in Florida.


Finance Your Equipment Purchase

Fast & Easy - Apply in Minutes!

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