• Commercial Refrigeration Equipment Financing & Leasing with TimePayment
  • Commercial Cleaning & Laundry Equipment Leasing & Financing
  • Beauty Salon Equipment Leasing & Financing
  • Gym & Fitness Equipment Financing & Leasing with TimePayment
  • HVAC Heating & Cooling System Leasing & Financing
  • Restaurant Equipment Financing & Leasing with TimePayment

Equipment Financing

For Buyers, Sellers, and Brokers

TimePayment's 90 Day Deferred Payment Program is Back and Better than Ever.

TimePayment Tools & Services to Grow Your Business

TimePayment Direct (TPD) is our comprehensive online sales management tool for equipment vendors and brokers. With TPD, you can calculate lease payments, submit finance applications for your customers, and receive credit decisions in seconds.

TimePayment offers a variety of eCommerce payment financing solutions for your business to accelerate and expand your online selling opportunities, including our industry-leading shopping cart plug-in that supports credit approvals and monthly payment options.

Your sales staff specialize in selling equipment - not in equipment financing. We understand! Let TimePayment's friendly transaction care specialists help you sell more by handling the application process for you and your customers.

Wherever your business takes you, TimePayment is never more than a click away. Download our free mobile apps to bring seamless financing solutions to your customers on-the-go.

Leveraging TimePayment's proprietary Credit Scoring Matrix™, our customized lease calculator is the only one that provides the exact payment framework your customers need for all of the financing programs available to them. No guesswork required.

Once you have received your application approval, TimePayments' proprietary ReadyDocs™ takes over and enables a complete documentation and signature process, online, in seconds. With ReadyDocs™ you have the ability to offer financing to your customers online, anywhere, anytime!


How We Work

TimePayment's Equipment Finance Programs are designed to help vendors sell equipment faster, easier, and with less hassle.

Many small businesses don't have the available credit or cash required to buy the equipment their business needs. That's where TimePayment comes in - offering your customers an affordable monthly payment option.

Watch this short video to learn how TimePayment's Equipment Financing Solutions can help you and your customers.

100% Funding

To Equipment Seller


Within Hours

Credit Decisions

In Seconds


Range of Credit Supported


Range of Industries Supported


$500 to $100,000+


Residential & Commercial


Devices Supported



Equipment sellers, brokers, and buyers all agree - TimePayment helps them grow their businesses.

Hear directly from equipment retailers and vendors across a variety of industries; lease brokers; and small business owners buying equipment - all happy customers who have leveraged TimePayment for their equipment financing and leasing needs.

Blog Posts

Announcing: MicroFinancial Incorporated to be Acquired Teaser

Announcing: MicroFinancial Incorporated to be Acquired

MicroFinancial Incorporated, TimePayment Corp.’s parent company, has entered into an agreement to be acquired by an affiliate of Fortress Investment Group LLC, a leading global investment firm.

All Economics Is Local - Including Equipment Sales Teaser

All Economics Is Local - Including Equipment Sales

Regardless of global economic conditions, the ability to grow equipment sales is far more dependent upon individual efforts than it is any other macroeconomic influence.